Skip to main content

Texas Care Map

Who qualifies for what in Texas, where to be seen when you qualify for nothing, and what to do about the bill.
Coverage, clinics, and medical bills, worked out for Texas.

Care and Immigration Status in Texas: What Is Available Regardless

By Priscilla Alaniz  |  Medically reviewed by Dr. Warren Ashby, MD, FAAFP

Updated July 20, 2026 · 11 min read

Three things in Texas are worth knowing before anything else: an emergency room must screen and stabilize you under federal law, a federally funded community health center charges from household size and income and must operate so that nobody is denied service for inability to pay, and CHIP Perinatal is designed to cover a pregnancy rather than the parent. Each of those is set out below with what this site could source and what it could not, because the second half is as important as the first on a page like this.

I work as a Certified Application Counselor, which means I sit with people while they fill in HHSC’s forms. The conversation this page exists for happens perhaps once a month. A parent comes in about a child’s coverage, gets as far as the second page, stops, and asks a question I am not qualified to answer and will not guess at. What I can do is two things: tell them which questions the form actually asks, and tell them who is qualified to answer the other one. What I never do is improvise an answer about immigration law because somebody in front of me is frightened and wants one. That is the standard this page is written to.

So the scope, stated plainly. This page is not immigration advice and cannot be. It is not an eligibility determination: only HHSC and the Marketplace can decide what a household qualifies for. It names what is available without a program approving anybody, it dates every figure, and where the site could not confirm something against a primary source it says so rather than filling the gap.

What this page can source, and what it cannot

It can source what EMTALA requires about ability to pay, what the Health Center Program requires about charges, and what HHSC publishes about CHIP Perinatal. It cannot, as at 30 July 2026, put a verified primary source behind the precise immigration scope of any of those three.

That distinction sounds academic and is not. The widely repeated statements are these: that EMTALA applies regardless of immigration status, that federally funded health centers serve patients regardless of status, and that CHIP Perinatal reaches households other pathways do not because it covers the pregnancy. All three are stated across the sector. When this site last checked, on 30 July 2026, it had not confirmed the precise scope of each against a primary source, and it will not print a scope claim it has not read.

What that means for you, practically: treat the sourced parts below as reliable and dated, and confirm the status-specific part with the program itself before you rely on it. That is one phone call, and the program is the only body whose answer counts anyway.

The emergency room, and what EMTALA actually says

Under EMTALA, a Medicare-participating hospital that offers emergency services must provide a medical screening examination when a request is made for examination or treatment for an emergency medical condition, including active labor, “regardless of an individual’s ability to pay”, and must then provide stabilizing treatment1 (CMS page last modified 10 March 2026, checked 30 July 2026). Congress enacted it in 1986 “to ensure public access to emergency services regardless of ability to pay”, and where a hospital cannot stabilize a patient within its capability, or the patient requests it, an appropriate transfer should be implemented.

The three limits go with it every time, and they are the ones that catch people:

  1. It is not free care. A bill follows. EMTALA is a right to be seen and stabilized, not a payment.
  2. It reaches Medicare-participating hospitals that offer emergency services, not clinics, urgent care, or physician offices.
  3. It covers screening and stabilization, not ongoing treatment, follow-up, or the specialist care the emergency reveals you need.

Both halves of that belong in the same breath: the hospital must screen and stabilize you, and a bill still follows. The detail is in EMTALA and the emergency room, and what to do about the bill afterwards is in medical bills in Texas and hospital charity care in Texas.

Cost is never a reason to delay emergency care, and nor is a question about paperwork. Chest pain, trouble breathing, a face or arm gone weak, bleeding that will not stop: go.

Community health centers, and what actually sets your charge

What a federally funded health center must ask about is household size and income, because that is the input to the sliding fee discount schedule it is required to run. The tiers are federal: a full discount at or below 100% of the current poverty guidelines unless the center elects a nominal charge, partial discounts across at least three pay classes above 100% and at or below 200%, and no discount above 200%2 (HRSA page last reviewed November 2025, checked 30 July 2026). The line to carry in with you is that a center “must operate in a manner such that no patient shall be denied service due to an individual’s inability to pay”.

At the 2026 federal poverty guidelines, 100% is $15,960 a year for a household of one and $27,320 for a household of three3 (2026 guidelines, checked 30 July 2026), and those lines move every January. How the tiers are built, what proof is accepted, and what household size does to the calculation are worked through in how the sliding scale works, and what a center is and how to register at one in community health centers in Texas.

These are not small or marginal institutions in this state. In 2024, 71 reporting health center organizations in Texas served 1,859,052 patients, 624,629 of them (33.60%) uninsured4 (2024 data, checked 30 July 2026). Find sites by address through HRSA’s tool5.

It is widely stated that federally funded health centers serve patients regardless of immigration status. This site could not confirm the precise scope of that against a primary source on 30 July 2026, so ask the specific site: what do you ask for at registration, what do you keep, and who has access to it. In my experience front desk staff answer that question directly and are not surprised by it.

Free and charitable clinics

They set their own intake rules, which cuts both ways: nothing is standardized, and the only reliable answer comes from the clinic. The National Association of Free and Charitable Clinics describes its clinics as typically serving patients “within 100% to 300% of the Federal Poverty Level”, says most offer services free or on a sliding scale, and states that “no one is turned away for an inability to pay”6 (checked 30 July 2026). That 300% ceiling sits above a health center’s 200% cut-off, which is why the call is worth making after a health center says no.

Because rules are local, the questions to ask are local too, and they are fair questions to ask before you fill in a form: what do you ask about, what do you write down, what do you keep, and who else sees it. More on how these clinics differ in free and charitable clinics.

Language, and the question to ask before the appointment

Ask about interpretation when you book, not when you arrive, because the answer decides whether the appointment is worth taking that day. This is a practical point rather than a legal one, and this page makes no claim about what any provider is required to offer.

The useful questions, in the order that gets them answered: do you have staff who speak the language I need, do you use a telephone interpreter service, and is there a wait for it. Some sites have bilingual staff on some days and not others, which is worth knowing before you take time off work. 2-1-1 Texas answers in English and Spanish and runs live chat in both7 (checked 30 July 2026).

Bringing a relative to interpret is common and it is not always a good idea, particularly for a child. A family member translating a clinical conversation is carrying a load nobody trained them for, and details get softened. If the site can arrange an interpreter, use that instead and keep the relative for the ride home.

Pregnancy, and why CHIP Perinatal is different

HHSC’s own description of CHIP Perinatal is that it “covers care during pregnancy and two doctor visits within 60 days after the pregnancy ends”8 (checked 30 July 2026). It is designed to cover the pregnancy rather than the parent, which is the reason it reaches households that other pathways do not, and the precise scope of that against immigration status was not confirmed here on that date.

Two figures and one warning belong with it.

  • The income limits HHSC publishes, on the Texas Works Handbook chart effective 1 April 2026: CHIP Perinatal at 202% of the federal poverty level, and Medicaid for Pregnant Women at 198%9 (checked 30 July 2026). A standard five percentage point disregard sits as a separate line on the same chart, so the income a household can actually have is a little above the stated limit. That is one of several reasons to apply rather than to screen yourself out.
  • The postpartum warning. Medicaid coverage continues for 12 months after the pregnancy ends. CHIP Perinatal does not: it is the two visits within 60 days quoted above8 (checked 30 July 2026). Somebody who has read “Texas now covers 12 months postpartum” and is on CHIP Perinatal will be wrong by ten months, and that gap is worth planning around.

Detail in CHIP Perinatal and Medicaid for pregnant women in Texas. Only HHSC can decide any of it.

Why this page prints nothing about public charge

Because no verified source on it sits in this site’s figure set, and a stale summary of this particular rule is worse than silence. The test has been rewritten more than once in recent years. A reader who acts on an out of date description of it may decide not to apply for something their household was entitled to, and that is a decision they cannot easily undo.

So this page states the position rather than the rule: only current federal immigration guidance governs the question, and the people qualified to apply it to your household are an immigration lawyer or a Department of Justice accredited representative. A clinic front desk is not a reliable source on immigration law, a benefits caseworker is not, and neither is this site. If you are weighing an application against a worry about status, get that answer from somebody who does immigration law for a living, before you decide.

If a duration, a scope, or a current federal citation on this subject is ever read off a primary source and stamped with a date, it will appear here in the same form as every other figure on this site. Until then, nothing.

What this site records about you

Nothing, and that is an absolute rule rather than a preference. Texas Care Map never asks for, records, or publishes anything about a reader’s immigration status. It makes no eligibility decisions, holds no accounts, and has no way of knowing who is reading it.

That is also the honest limit of what it can do for you. A site that knows nothing about you cannot tell you what you qualify for, which is why every page here says the same thing: HHSC and the Marketplace decide, and the deciding office is the only source for your own case.

What is available without a program approving anybody

Four routes, in the order I would work them, none of which requires an eligibility decision from HHSC.

  1. A community health center’s sliding fee discount schedule, set from household size and income, with no patient denied service for inability to pay2 (checked 30 July 2026).
  2. A free or charitable clinic, with its own rules and a typical ceiling of 300% of the poverty level6 (checked 30 July 2026).
  3. Your county’s indigent health care program, whose state minimum eligibility standard “must incorporate a net income eligibility level equal to 21 percent of the federal poverty level”, with counties free to be more generous but not more restrictive, and which must cover “payment for not more than three prescription drugs a month” among its basic services10 (checked 30 July 2026). County rules are local, so ask the county what its own requirements are: county indigent health care program.
  4. The emergency room, on EMTALA’s terms, for an emergency, with the bill handled afterwards.

Alongside those, two things worth knowing. Ask for the self-pay or cash price anywhere you are treated, and ask for a good faith estimate before anything scheduled: cash prices and self-pay discounts. And for medication, the prescriber, the health center pharmacy, and cash price comparison between pharmacies do most of the work: prescriptions without insurance.

For mental health, HHSC contracts with 37 local mental health authorities and two local behavioral health authorities, each running a referral line that “provides confidential help 24/7”11 (checked 30 July 2026), and 988 can be called or texted at any hour, free and confidential, in English and Spanish, with no coverage check: mental health care without insurance.

Where to ask, and what to ask

Three different questions go to three different places, and mixing them up is what wastes people’s time.

  • “What will this clinic charge me and what does it ask for?” goes to the clinic, by phone, before you travel. Use HRSA’s finder for health center sites5 and 2-1-1 Texas, from anywhere in the state or on (877) 541-7905, for county level referrals7 (checked 30 July 2026).
  • “What do I qualify for?” goes to HHSC. One household application at YourTexasBenefits12 is screened against Medicaid, CHIP, and Healthy Texas Women together, and free certified application counselors can help you file it: applying through YourTexasBenefits.
  • “How does any of this interact with my immigration case?” goes to an immigration lawyer or a Department of Justice accredited representative. Not to a clinic, not to a caseworker, and not here.

The context for all of it is that Texas has the highest uninsured rate in the country, 16.7% in 2024 against 8.2% nationally, roughly one in six people and about 5.2 million13 (2024 data, checked 30 July 2026). Whatever a household’s situation, it is not an unusual one here, and the doors described across getting care without insurance in Texas and health coverage in Texas are used by millions of Texans a year.

Texas Care Map is written and published independently. It is not part of, funded by, or endorsed by the State of Texas, the Texas Health and Human Services Commission, the Texas Department of Insurance, the Centers for Medicare and Medicaid Services, or the Health Resources and Services Administration. It gives no immigration advice of any kind, it records nothing about anyone who reads it, and it cannot decide a single person’s case.

Common questions

Can a hospital emergency room turn me away because of my immigration status?

The sourced federal rule is about payment: under EMTALA a Medicare-participating hospital that offers emergency services must provide a medical screening examination and stabilizing treatment regardless of an individual's ability to pay, and Congress enacted it to ensure public access to emergency services regardless of ability to pay (CMS page last modified 10 March 2026, checked 30 July 2026). It is widely stated that this applies regardless of immigration status, and this site was not able to confirm the precise scope of that against a primary source on the date above. If it is an emergency, go.

Do community health centers ask about immigration status?

What a health center must ask about is household size and income, because that is what sets your charge under the federally required sliding fee discount schedule, and the center must operate so that no patient is denied service for inability to pay (checked 30 July 2026). It is widely stated that federally funded health centers serve patients regardless of status, and this site could not confirm the precise scope of that against a primary source on that date. Ask the specific site directly what it asks for, what it keeps, and who sees it.

Does this site publish anything about public charge?

No, deliberately. No verified source on public charge is in this site's figure set, the rules have changed more than once, and a stale summary is exactly how somebody decides not to apply for something their household needed. Only current federal immigration guidance governs the question, and the right people to ask are an immigration lawyer or a Department of Justice accredited representative. A health program's front desk is not a reliable source on immigration law, and neither is this page.

Can my children get coverage in Texas if I do not have status?

Eligibility for every Texas program is decided by HHSC, not by this site and not by a clinic, and a household is not a single case: children are assessed separately from the adults, and split results are ordinary rather than a sign the form was wrong. One application at YourTexasBenefits is screened against Medicaid, CHIP, and Healthy Texas Women together. Before filing, ask HHSC or a free certified application counselor what the application asks about and about whom, and get the answer from the deciding office.

What does CHIP Perinatal cover?

HHSC's own description is that CHIP Perinatal covers care during pregnancy and two doctor visits within 60 days after the pregnancy ends (checked 30 July 2026). It is designed to cover the pregnancy rather than the parent, which is why it reaches households other pathways do not, and the precise scope of that against status was not confirmed here on that date. Note the postpartum difference: Medicaid coverage continues for 12 months after the pregnancy ends, and CHIP Perinatal does not.

What care is available that does not depend on a program approving me?

Three things. A federally funded community health center's sliding fee discount schedule, which is set from household size and income and which must operate so that no patient is denied service for inability to pay. Free and charitable clinics, which set their own rules and typically serve patients within 100% to 300% of the federal poverty level, with no one turned away for an inability to pay. And an emergency room under EMTALA, which must screen and stabilize you, with a bill following afterwards (all checked 30 July 2026).

Does Texas Care Map record anything about my status?

No. This site never asks for, records, or publishes anything about a reader's immigration status, and that is an absolute rule rather than a policy that flexes. It has no login, it makes no eligibility decisions, and it has no way to know who is reading it. That is also why it cannot answer a question about your own case. The programs decide, and only the deciding office can tell you what its rules are on the day you ask.

References

1.
Emergency Medical Treatment and Labor Act (EMTALA), Centers for Medicare and Medicaid Services.
2.
Health Center Program Compliance Manual, Chapter 9: Sliding Fee Discount Program, HRSA Bureau of Primary Health Care.
3.
Federal poverty level (FPL), HealthCare.gov.
4.
Health Center Program Uniform Data System, Texas, HRSA Data Warehouse.
5.
Find a Health Center, HRSA.
6.
Get Care at a Free and Charitable Clinic, National Association of Free and Charitable Clinics.
7.
2-1-1 Texas, Texas Health and Human Services Commission.
8.
Pregnancy and postpartum health coverage, Texas Health and Human Services Commission.
9.
Texas Works Handbook C-130, Medical Programs, Texas Health and Human Services Commission.
10.
Health and Safety Code Chapter 61, Indigent Health Care and Treatment Act, Texas Statutes.
11.
Find your local mental health or behavioral health authority, Texas Health and Human Services Commission.
12.
YourTexasBenefits, Texas Health and Human Services Commission.
13.
Health Insurance Coverage by State: 2023 and 2024 (ACSBR-024), US Census Bureau.

Written by Priscilla Alaniz. Medically reviewed by Dr. Warren Ashby, MD, FAAFP.

Our guides are written from personal experience and reviewed by a qualified clinician for accuracy. Read our editorial policy.

More from us

  1. Dental Care Without Insurance in Texas: Health Centers and Dental Schools
  2. Insulin Without Insurance in Texas: Do Not Ration, and the Routes That Exist
  3. Prescriptions Without Insurance: Working a Texas Price Down, In Order