Reader questions
Texans working out the same three problems, in public: whether any program will take them, where to be seen when none will, and what to do once a bill has arrived. Delia moderates, Dr. Ashby answers the medical half and refuses the administrative half on purpose. Nobody here can tell you what you qualify for, and nobody here will try. Threads close on a timer and stay readable afterwards.
Falling in the gap
Denied by Medicaid, quoted a zero subsidy, and told to try again next year.- Made $19k last year cleaning houses. Medicaid says no, Marketplace says my subsidy is zero. 5 replies · last by Raylene H., Feb 20, 2026
- Kids got approved for CHIP but I got denied for everything. Is that normal? 4 replies · last by hectorm77, Nov 4, 2025
Finding somewhere to be seen
Community health centers, free clinics, sliding scales, and what they actually charge.- What does a community health center actually charge you? Nobody will give me a number on the phone. 5 replies · last by Mavis P., Mar 3, 2026
- Chest pain at 2am with no insurance. Did I do the wrong thing going to the ER? 4 replies · last by cyn-in-abilene, Dec 14, 2025
After the bill arrives
Charity care, itemized bills, collections, credit reports, and complaints.- Ambulance bill for $2,100 and my insurer says the surprise billing law doesn't cover it. Are they right? 5 replies · last by hectorm77, Jul 27, 2026
- Hospital sent me to collections. I found out about charity care two months later. Is it too late? 5 replies · last by tomas1988, Jun 30, 2026